This article lays out a perfect example of why you never listen to “the herd”, aka, the 95% of average Joe’s who go with the flow and take no risks.
If they knew what they were talking about, they’d have large net worth and they’d be worth listening to. But They don’t so you don’t.
Good for you for getting the money. 2020, if you play your cards right, gives those with vision a huge opportunity to explode net worth.